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All agents are NOT alike! Find out why I am a top 5% agent in production in real estate expert in all ofSW Washington. Call me: 360-901-1199.
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Request My Free Relocation Package! Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate! Find Out More > View All Offers >
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"He really worked hard for me!" "I was very pleased with Ron' s help on the purchase of my new home." Kim Patterson, Vancouver Read Quote > View All Quotes >
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Ron Patterson
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Coming Soon

Financing Your Home >Early Loan Approval
Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.
Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.
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| Q |
What is a Balloon Mortgage?
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| A |
A balloon is a short-term mortgage which requires the entire balance of the loan to be re-paid at the end of the loan term.
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See More Real Estate Trivia > |
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Ron Patterson Keller Williams Premier Partners 915 Broadway Vancouver, WA 98660 Cell: 360-901-1199 Fax: 360-834-9152 Office: 360-693-3336 RonPatterson@NUMBER1EXPERT.com
Let Ron Patterson go to work for you -
Top 5% in ALL of Clark County in production for 2009
Looking for a new home? Search everything the web has to offer, right here! Don't miss my Feature Homes.
Need local real estate information? I've summarized much of what is important about the Vancouver, Camas and Washougal real estate market in this site... and I work ALL of Clark County
Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.
Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Buying and selling a home is one of the biggest events in your life. As a top Vancouver, Camas and Washougal real estate agent, I have the experience and track record you are looking for. Please let me help. 

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